Effective July, 1 2017 there are going to be changes regarding credit report criteria. They were announced by the National Consumer Assistance Plan last year. The changes now take data accuracy and quality into consideration and specifically address- Medical debts won’t be reported until after a 180-day “waiting period” to allow insurance payments to […]
Tag Archives: background screening
Are your rental applicants using fake pay stubs?
In a previous post, I discussed the ease of getting a fake credit report and why you should always run your own screening reports for rental applicants. Credit reports are not the only fake documents that are readily available online. Fake pay stubs are also easily available for under $10.00. https://www.realcheckstubs.com and https://fakepaystubonline.com are just 2 […]
A credit report alone is not sufficient for screening a tenant
I last wrote that you should never accept a credit report provided by the applicant due to easy online availability of fake credit reports. In this post, I would like to explain why even a valid credit report is inadequate by itself when screening a rental applicant. Credit reports do not contain enough information to […]